Buying a home is an exciting time, and you’re about to take a big step, so you’ll definitely need some advice from a mortgage professional. We’ll give you the facts your bank won’t tell you about financing your next purchase. With access to multiple lenders, we’ll help you find the best rates and best mortgage options to help you buy your dream home. Our best advice? Begin a conversation with The Mortgage Minds.
When it comes to mortgages, it hasn’t always paid to be self-employed – because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We understand business owners because we’re business owners as well. What’s better, we have a long list of institutional and private lenders that offer excellent mortgage options for self-employed Canadians. We’re here to help you beat the banks.
Welcome to Canada! Just because you are a new immigrant does not mean that you have to wait to purchase a home. If you have been in Canada for less than three years, have landed immigrant status, and have been employed in Canada for a minimum of three months, you can qualify for a mortgage. We’ll help you find the best rates and best mortgage options to help you buy your home.
Investment properties – particularly smaller, residential real estate – are now accessible to many average Canadians. And as any homeowner will confirm, real estate has been one of the most attractive investment categories in Canada for the past decade. If you’re considering an investment in real estate, start by having a conversation about your options with us, we’re experienced Mortgage Brokers.
Many Canadians are taking advantage of refinancing some of the equity in their mortgage to reduce their credit card and other debt. Why pay high interest rates on your bank’s credit card when you can add that debt to your mortgage and pay a much lower interest rate? If you’d like to have a conversation about refinancing your debt, give us a call today to review your options. It’s time to beat the banks.
If your mortgage renewal is fast approaching then you’ll soon be at an important financial milestone. Now is a great time to look at the many options and competitive rates available. Having multiple lenders compete for your business is a great way to ensure you get the best rate. We deal with numerous lending institutions, which means we can put significant negotiating power behind finding the best mortgage for you.
Are you considering a move? What are the benefits of mortgage portability? It’s wise to begin by talking with a mortgage broker. You’re about to take a big step and you’ll want some advice from an expert. With access to multiple lenders, we’ll help you find the best rates and best mortgage options to help you buy your dream real estate property. Begin with a no-cost conversation and explore your options today.
Sometimes the house of your dreams is the one you’re already living in. Maybe it just needs some new landscaping, an extra wing for your growing family, an expanded kitchen, or a swimming pool in the backyard. A record number of Canadians are tapping into their home equity through equity take-outs. There’s never been a better time to access the extra funds that can help bring your home to that next level of comfort.
We see all kinds of credit ratings, and we have the strategies to help improve and even heal damaged credit. Whether you’ve had a bankruptcy or your credit is only slightly bruised, you can still obtain financing for a mortgage. As mortgage professionals, we have access to lenders who offer solutions to individuals who have credit challenges. Together we can assess your situation and decide on the best way to move forward.
More Canadians than ever before are now spending quality time in their own vacation property. Cottages, beach homes and island getaways are now providing memories for many average Canadians, who are taking advantage of the great low rates, and the innovative new mortgage products that put these second homes within reach. We’re here to help you beat the banks and make your vacation home dream come true.
Find out how much you can afford before you go house hunting. This will keep you focused on shopping for homes within your price range. If you qualify for a preapproved mortgage, you’ll be certain of the size of mortgage for which you qualify and guaranteed a rate for a specific period of time. If you don’t qualify for a pre-approved mortgage, we will be able to help you estimate a mortgage-qualifying amount.